MediShield Life, is a universal health insurance overlaying all Singapore Citizens and Permanent Residents. MediShield Life covers hospitalization costs for a keep in ward B2 or C in a Public hospital. For the hospitalization in a Private hospital, or in ward A or B1 in Public hospital, MediShield Life protection is pegged to B2 or C ward costs and insured is required to pay the remaining invoice quantity. This remaining bill quantity could be paid using MediSave but limits are applied on the MediSave utilization. MediShield Life does not cowl overseas medical expenses and the treatment of serious pre-present diseases for which one has been receiving therapy through the 12 months before the start of the MediShield Life coverage. MediShield Life also does not cowl treatment of congenital anomalies , cosmetic surgery, pregnancy-associated expenses and mental illness.
Optional covers like loss of Job, Pregnancy & New-born child issues, and Post-analysis …Read More